A community-powered fund where ordinary people pool their resources to create extraordinary financial change — eliminating debt and fueling local businesses, together.
“A community-owned pool of capital — collectively deciding how that capital changes lives.”
Be among the first to help us reach the milestone
The Big Idea
Most charitable giving feels one-directional. You write a check, hope it's used well, and move on. We built something different.
Home & Prosper Foundation is a membership-driven community fund. Members contribute monthly, the pool grows, and when it hits a milestone — members vote on which local family has their debt erased and which local business receives community-backed funding.
Business loans are repaid back into the fund, which grows it further. The cycle repeats — with each round reaching more people, funding more businesses, and building more community wealth than the last.
The Cycle
People join as recurring members — contributing as little as $10/month. Every dollar goes directly into the community fund.
Contributions accumulate into a shared pool. As the fund grows, so does the collective power of the community.
When the fund reaches key milestones, members vote on who receives help — a family drowning in debt or a local entrepreneur ready to launch.
Selected recipients receive meaningful, life-changing financial assistance. Business loans are repaid — returning capital to the fund for the next round.
The Self-Replenishing Cycle
Where the Money Goes
Credit card debt, medical bills, student loans — the fund can make meaningful, potentially life-changing interventions for real people in your community.
Local entrepreneurs get access to community-backed capital. Structured as loans, the money can come back to the fund and be deployed again — creating a self-replenishing cycle of impact.
The Difference
When the fund hits a milestone, members vote on who gets helped. Not a board of directors. Not a committee. The people who built the fund together decide together.
Qualified individuals and families are presented to the membership. Members vote on who receives community-funded debt relief — credit cards, medical bills, student debt, and more.
Qualified local entrepreneurs pitch their vision. The community decides which business receives a community-backed loan — keeping capital local and returning it to the fund upon repayment.
“A member isn't merely writing a check and hoping the organization spends it well — they're participating in the decision.”
Fund Milestones
First debt relief recipient selected by community vote
First small business loan funded
Full dual-arm deployment — debt relief + business funding round
TargetSelf-replenishing capital cycle begins
Membership
Every membership tier includes voting rights. The more you contribute, the more influence you carry in shaping the fund's future.
Questions
Unlike a traditional charity, members don't just donate and hope for the best. They actively vote on where the money goes, creating a sense of collective ownership and accountability. You're not a donor — you're a co-owner of the fund.
Yes. Members at certain tiers can nominate individuals or local businesses for consideration. Nominees go through a qualification process before being put to a community vote.
Repaid loans return to the community fund and are deployed again in future rounds. This is what makes the Foundation a self-replenishing system rather than a one-time giveaway.
The legal structure of the Foundation is still being finalized. We'll provide clear information on tax treatment before memberships are formalized. Sign up now to stay in the loop.
The founding team establishes the initial framework — including eligibility criteria and how votes are conducted. As the community grows, members will have increasing input into how those rules evolve.
We're currently building our founding membership and finalizing the legal structure. The earlier you sign up, the more influence you'll have in shaping how this community fund grows.
Get Involved
The Foundation is in its founding stage. The people who join now will help shape how this community fund is built, who it serves, and how it grows. This is your seat at the table.
📬 Stay Updated
The Foundation's legal structure and full membership platform are actively being finalized. Sign up now to be notified the moment we launch and to lock in your founding member status.
Express your interest — we'll reach out as we build.